1. Any return of principal, as well as interest and gains generated are subject to the credit risk of the issuer and terms of the offering documents, which could include participation rates, interim caps, and various risks. There is no guarantee of return above principal. Any applicable downside protection will be realized only at maturity. The Federal Deposit Insurance Corporation (FDIC) insures principal amounts up to applicable limits in the event the issuer becomes insolvent. 2.Certain restrictions apply, and redemptions may be limited. Please refer to the investment’s offering documents for details.